CLINICIANS SACCO SOCIETY LTD Terms & Conditions

These Terms & Conditions ("Terms") govern the use of the digital platforms provided by CLINICIANS SACCO SOCIETY LTD ("the SACCO"). By accessing or using any of the SACCO's digital platforms, including but not limited to the website, mobile applications, or any other digital service provided by CLINICIANS SACCO SOCIETY LTD, you agree to comply with and be bound by these Terms.

1. Acceptance of Terms

By accessing or using CLINICIANS SACCO SOCIETY LTD's digital platforms, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not access or use the digital platforms.

2. Membership and Account

a. Membership in CLINICIANS SACCO SOCIETY LTD is required to access certain features of the digital platforms.

b. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

 c. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account. You agree to accept responsibility for all activities that occur under your account.

3. Use of Digital Platforms

a. You agree to use the digital platforms for lawful purposes and in a manner consistent with all applicable laws and regulations.

b. You shall not use the digital platforms in any way that may damage, disable, overburden, or impair the SACCO's services or interfere with any other party's use and enjoyment of the platforms.

4. Intellectual Property

 a. All content, trademarks, logos, and other materials available through the digital platforms are the property of CLINICIANS SACCO SOCIETY LTD or its licensors and are protected by copyright and other intellectual property laws.

b. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the digital platforms without prior written consent.

5. Privacy Policy

a. Your use of the digital platforms is also governed by CLINICIANS SACCO SOCIETY LTD's Privacy Policy, which outlines how the SACCO collects, uses, and discloses personal information. By using the digital platforms, you consent to the collection and use of your data as described in the Privacy Policy.

6. Disclaimer of Warranties

a. The digital platforms are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

 b. CLINICIANS SACCO SOCIETY LTD does not warrant that the digital platforms will be error-free, uninterrupted, secure, or free from viruses or other harmful components.

7. Limitation of Liability

a. In no event shall CLINICIANS SACCO SOCIETY LTD, its directors, officers, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, arising out of or in connection with your use or inability to use the digital platforms.

8. Governing Law and Dispute Resolution

a. These Terms shall be governed by and construed in accordance with the laws of Kenya Cooperatives Act, Cap 490, 2010.

b. Any dispute arising out of or relating to these Terms or the use of the digital platforms shall be subject to the exclusive jurisdiction of the courts in Kenya.

9. Changes to Terms

a. CLINICIANS SACCO SOCIETY LTD reserves the right to modify or replace these Terms at any time. Changes to the Terms will be effective immediately upon posting. Your continued use of the digital platforms after any changes constitutes acceptance of the modified Terms.

10. Contact Information

For any inquiries or concerns regarding these Terms & Conditions or the use of the digital platforms, please contact CLINICIANS SACCO SOCIETY LTD at 254115357984 or info@cliniciansacco.com